Currency Converter

How this converter works

The converter fetches live reference exchange rates — published by the European Central Bank and served through public rate APIs — when the page loads, and refreshes them automatically every ten minutes. The badge above the tool shows exactly what you're getting: green means live rates with a timestamp; if every live source is temporarily unreachable, the badge turns red and the tool falls back to recent approximate rates so you still get a usable ballpark figure.

Fifteen major currencies are supported, including the US dollar, euro, British pound, Japanese yen, Indian rupee, Sri Lankan rupee, and Australian and Canadian dollars. Alongside the converted amount, the results show the rate in both directions — how many units of currency B one unit of A buys, and vice versa — which makes sanity-checking a quote much easier.

Reference rates vs the rate you'll actually get

Published reference rates are mid-market rates — the midpoint between global buy and sell prices. No consumer gets exactly this rate:

• Banks and card networks typically add 1–3% to the mid-market rate, sometimes plus a fixed fee.
• Airport kiosks are the worst offenders, often 5–10% off mid-market.
• Specialist transfer services usually come closest, charging a transparent margin of well under 1%.

The practical use of this converter is as your benchmark: convert here first, then compare any quote you're offered against it. The gap between the two is the true fee you're paying, whatever the provider calls it.

A note on timing

ECB reference rates are set once per business day; the intraday market moves continuously around them. For everyday purposes — travel budgeting, online shopping, invoicing — daily reference rates are plenty. For trading or large transfers, use a real-time quote from your provider at the moment of the transaction.

Frequently asked questions